Effective Date: January 1, 2025
Last Updated: September 28, 2025

Welcome to the website of Best Suited Mortgage DBA Blucommunity Mortgage LLC (“Company,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our website, content, tools, and services (collectively, the “Site”). By visiting or using the Site, you agree to these Terms. If you do not agree, you must discontinue use of the Site immediately.

1. Who May Use the Site

• You must be at least 18 years old (or the age of majority in your jurisdiction) to use this Site.
• By using the Site, you represent that you are legally able to enter into a binding contract.

1. Changes to Terms and the Site

• We may update these Terms at any time. Updates will be posted with a “Last Updated” date. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
• We may change, suspend, or discontinue the Site or any feature of it at our discretion, without notice or liability.

1. Licensing & Regulatory Disclosures

Best Suited Mortgage operates as a licensed mortgage brokerage where required. Loan products, terms, and availability are subject to credit approval, underwriting guidelines, and applicable state and federal laws.

1. Informational Use Only

• The Site is provided for general educational and informational purposes. It is not legal, tax, investment, or financial advice.
• Tools such as calculators or articles are estimates only and not guarantees.
• Always consult qualified professionals before making financial decisions.

1. Acceptable Use & Prohibited Conduct

When using this Site, you agree that you will not:

• Use the Site for unlawful, fraudulent, or harmful purposes;
• Attempt to gain unauthorized access to any systems or data;
• Introduce malware, viruses, or use automated tools (e.g., bots, scrapers);
• Interfere with or disrupt the operation of the Site;
• Use our trademarks, trade dress, or branding in advertising, metatags, hidden text, or in a manner that misrepresents affiliation.

1. Communications & Submissions

• By submitting your contact information, you consent to communications from us by phone, email, text, or other electronic means as permitted by law. Standard carrier charges may apply.
• Any feedback, suggestions, or submissions you provide may be used by us for any lawful purpose without obligation to you.

1. Privacy

Use of your personal information is governed by our Privacy Policy, which is incorporated by reference into these Terms.

1. Intellectual Property

• All Site content (including design, text, graphics, logos, software, and trademarks) is owned by or licensed to Best Suited Mortgage.
• You may use content solely for personal, non-commercial purposes.
• You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

1. Third-Party Links & Services

• The Site may contain links to third-party websites. We do not control or endorse those sites and are not responsible for their content, products, or services.
• Your interactions with third-party services are solely between you and those providers.

1. Disclaimers

• The Site is provided “as is” and “as available.”
• We make no warranties or representations regarding accuracy, completeness, or reliability.
• To the fullest extent permitted by law, we disclaim all warranties, express, implied, or statutory, including merchantability, fitness for a particular purpose, and non-infringement.

1. Limitation of Liability

To the maximum extent permitted by law:

• Best Suited Mortgage, its officers, employees, and affiliates will not be liable for indirect, incidental, special, consequential, or punitive damages, even if advised of the possibility.
• Our total liability related to your use of the Site shall not exceed one hundred dollars ($100) or the amount you paid to access the Site, whichever is greater.

1. Indemnification

You agree to indemnify, defend, and hold harmless Best Suited Mortgage, its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of your use of the Site, violation of these Terms, or infringement of third-party rights.

1. Dispute Resolution; Arbitration Agreement

• Arbitration: Any dispute or claim arising out of or relating to these Terms or your use of the Site shall be resolved through binding arbitration under the rules of the American Arbitration Association, rather than in court.
• Class Action Waiver: You agree that disputes will be resolved on an individual basis, and you waive the right to participate in any class, collective, or representative action.
• Exception: Either party may bring a claim in small claims court if eligible.

1. Termination

We may suspend, restrict, or terminate your access to the Site at any time, with or without notice, for any reason, including violation of these Terms.

1. Assignment

We may assign or transfer our rights and obligations under these Terms without restriction. You may not assign your rights or obligations without our prior written consent.

1. Entire Agreement & Waiver

• These Terms, together with our Privacy Policy, constitute the entire agreement between you and Best Suited Mortgage regarding your use of the Site.
• Our failure to enforce any provision of these Terms shall not constitute a waiver of our rights.

1. Governing Law & Venue

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Hillsborough County, Florida, except where arbitration is elected as described above.

1. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

1. Contact Us

For questions or concerns about these Terms, please contact us at:

Best Suited Mortgage
hello@bestsuitedmortgage.com